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WebAPY = (1 + r / n ) n - 1 Where: APY = Annual Percentage Yield, r = Annual (nominal) interest rate in decimal form, n = Number of compounding periods per year. Example: Kevin deposits $3,000 in a 1-year certificate of deposit (CD) at 5.6% annual interest compounded daily. How much will his CD be worth at maturity? WebStep 1 Convert the APY to a decimal by dividing by 100. For example, if your APY is 2.4 percent, you would divide 2.4 by 100 to get 0.024. Video of the Day Step 2 Add 1 to the APY expressed as a decimal. In this example, you would add 1 to 0.024 to get 1.024. Step 3 djanti 18 5x112
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